Bugeting Articles

Accounting » Bugeting | By Debbie Allen @ Monday, 20th October 2008

Tough economic times have forced many families to live and survive on a limited budget. This may mean that they do not have credit cards to use when the holidays or other gift-giving occasions roll around. This can be both a blessing and a burden. The good news is that these people will not be paying for Christmas months or [more...]

Accounting » Bugeting | By Debbie Allen @ Monday, 13th October 2008

Although autumn is my favorite time of year it does mean that winter is looming in the not too distant future. That means it is time to prepare your home for winter in such a way to avoid any unnecessary expenses. After all, even a low utility bill is more than we want to see. By being proactive and planning ahead [more...]

Accounting » Bugeting | By Debbie Allen @ Monday, 13th October 2008

No matter how much money you have saving when you can makes you feel good. And in these tough economic times saving is not only a pleasure, it is a must. The good news is that you can save on every purchase you make. Believe it or not, every single item cycles through various times of the year that it [more...]

Accounting » Bugeting | By Allen Wright @ Wednesday, 3rd September 2008

There are certain questions that you need to ask yourself before you enter into the realm of debt consolidation. You may think you\'re ready, but if used improperly or at the wrong time, the process can provide a gateway to more debt and more problems while offering only short term relief from payments. Remember, when you\'re up to [more...]

Accounting » Bugeting | By john mce @ Wednesday, 20th August 2008

Everyone needs to sort out a pension at some point in their life and the sooner you look into the process the easier it is to deal with. One of the first things that confuses people looking into pensions is the different types on offer. In this article we will explain the four main types which will hopefully help you [more...]

Accounting » Bugeting | By Samantha Gilmartin @ Wednesday, 23rd July 2008

It seems to me that, for large swathes of the public, the two \"fiscal rules\" that govern economic expenditure are, if not totally incomprehensible, at least too shatteringly dull to care about. One states that borrowing should not exceed the bracket of 40% of GDP whilst the other, the \'golden rule\', refers to the balancing of the budget over the [more...]

Accounting » Bugeting | By Gav Shannon @ Wednesday, 11th June 2008

Knowing how to manage money can help you make smart choices. Your money will work harder for you. You\'ll be more likely to avoid traps that can undermine your ability to attain your financial goals. You\'ll be in a better position to pay off debt and build savings. Calculate how much money you earn in a month after taxes. For this [more...]

Accounting » Bugeting | By Glen Smith @ Friday, 30th May 2008

Firstly, what do I mean by a financial goal? For most of us, that would generally be a goal to either increase income or reduce consumer debt. Of course there may be times in our lives where we want to increase consumer debt to acquire goods and services sooner or to reduce our income as a trade off [more...]

Accounting » Bugeting | By Eddie Lamb @ Wednesday, 21st May 2008

Small business owners generally fall into two categories. There are the business owners that let their accounting tasks, invoicing, and payables pile up on their desk - or even in a shoe box, until they\'re forced to face the music. Usually this happens around tax time. The other sides of the coin are the business owner that are amazingly organized [more...]

Accounting » Bugeting | By Eddie Lamb @ Tuesday, 20th May 2008

Creating a business budget is very similar to creating a personal budget. However there are some differences. When you own a business, taxes are not directly taken out of your income, which makes your income and any quarterly tax payments extra important to track. Having an accurate and realistic budget will help you make accurate spending decisions and make it [more...]

Accounting » Bugeting | By Glen Smith @ Tuesday, 8th April 2008

Do you have a burning desire to achieve in a sport, hobby, talent or business venture but you never seem to have the time or money to achieve it? Today I am going to talk about the importance of budgeting in relation to goal setting. For years and years I have set goals but I never used [more...]

Accounting » Bugeting | By Eddie Lamb @ Saturday, 29th March 2008

The thought of putting yourself and your family on a budget can often feels overwhelming for many. The truth of the matter is that not having a budget, operating with financial blinders on, is much more overwhelming than creating and sticking to a budget. Before you even get started thinking about a budget, you\'ll probably want to spend some [more...]

Accounting » Bugeting | By John Siegler @ Friday, 28th March 2008

To borrow a line from the Police, it might seem as easy as your a-b-c\'s, but there\'s a lot that goes into effective financial modeling. For the past 8 years with Practice Technologies, and going back some 10 years before that, financial modelling has always been central to the analysis I\'ve relied upon to evaluate a business\' health or [more...]

Accounting » Bugeting | By Jerry Work @ Tuesday, 25th March 2008

In this day and age, it is easier than ever to spend money - just whip out your debit card and buy whatever you want. The problem with these nearly frictionless transactions is that it is difficult to keep track of your money. When most people wrote checks for every day purposes, at least they had transactions recorded in their [more...]

Accounting » Bugeting | By Eddie Lamb @ Sunday, 16th March 2008

Sit amongst a group of friends and associates and mention the word budget, and suddenly everyone has somewhere else they need to be. Usually no one wants to talk about budgets, no one wants to think about budgets, and no one wants to follow a budget. However, when looked at with open eyes a budget is actually a fantastic thing. [more...]

Accounting » Bugeting | By Glen Smith @ Saturday, 15th March 2008

Have you ever had an argument with your partner about money? Has he or she spent more than they should? Have you over-spent and tried to cover it up to avoid a fight? I have developed a system to stop the arguments over money. I have been married for nearly 14 years and we never ever [more...]

Accounting » Bugeting | By Jerry Work @ Sunday, 9th March 2008

Ah, America...land of the free, home of the indebted. According to CNNMoney.com, the average American household has almost $9,200 in debt. That\'s the average. Some have much, much more. Interest rates generally run in the mid to high teens, so counting interest and payments on other debt, such as mortgages, the average American is dealing with a heavy debt load. So [more...]

Accounting » Bugeting | By Eddie Lamb @ Friday, 7th March 2008

I\'m a big fan of accountants, but that\'s mostly because I don\'t like taking the time to figure things out. When it comes to money, I\'d much rather listen and follow the advice of an expert than to try to learn it on my own. However, when you\'re creating a business budget, you may not need an accountant. [more...]

Accounting » Bugeting | By Tyler James Ellison @ Wednesday, 2nd January 2008

Debt cure has always been an issue. Today however, the amount of debt Americans are racking up is astronomical in a way that far surpasses any other time in history. Our national debt is in the trillions, and it looks to be seriously doubtful that we will ever get out of doubt as a nation. What is worse however, is [more...]

Accounting » Bugeting | By Ryan Kaufman @ Wednesday, 31st October 2007

Mortgage refinancing is a good move in most cases and can be very beneficial for the home owner. On the other hand, mortgage refinancing can go wrong and the reality is you might end up with a new agreement that is worse then the previous one. You need to understand when and how to properly concider any type of refinancing. [more...]